Our Competencies

The Be AG is Specialist for the areas of PAYMENT, SWIFT and INFO MANAGEMENT. Since 1998, it has been a reliable partner for digitalization in the areas Consulting, IT-Services and Software.


National and international payments, mechanisms and regulations, risk management, clearing and settlement, these are the topics which we support for our international clients from a technical view to the realization of solutions.
We work with you to successfully and sustainably integrate current and future developments (e.g. Instant Payments, Blockchain, PSD2) in the aspects of compliance and profitability into your payment strategy and help you transform your core business. more...


Banks and corporates rely on us when it comes to SWIFT, the “backbone” of the financial industry and its peripheral systems. We provide comprehensive know-how and long-term project experience in this area.
Our experts will be glad to advice you not only in all strategical aspects of SWIFT but also in all specialist, technical and bordering aspects of the SWIFT world. more...

Info Management

Information as a resource is a key driver for the success of business. Dealing with information or special reference data requires professional and up-to-date attention. Looking at the global competition the strategic goal is to generate knowledge, not data.
Our mission is to validate and ensure that information is always made available to the right person in the right format and at the right time. more...

Our portfolio

Our offer is based on market, industry and product knowledge, acquired and deepened by intensive training and project work in management and controlling function. We integrate expertise, process competence, project management, and IT know-how and thus, focus on the holistic view of the consulting fields.


Our expertise is based on long-term project experience in the financial world. With our integrated consultancy approach, our Business Analysts combine expert knowledge, process expertise, project management and IT know-how. In your projects we give support from the preliminary study to production maintenance.


On your behalf we create software tailored to your requirements and your infrastructure, depending on the requirements from the preliminary study to production maintenance. We offer more than “standard” solutions to realize your strategy.


Over 20 years of cooperation with our customers and partners have made safeX™ grow and mature. Our product implements national and international standards (ISO) as well as reliability (24/7) in the area of high-performance transaction systems.



Since R&L was founded in 1998, the company has specialized in the optimization of processes in the area of finances. Our products and our customers can be found all over the world. The long-term close cooperation with national and international major enterprises from industry and trade and major banks has lead us to the point where we are today: we are a reliable, highly-qualified partner for the issues Payment, SWIFT and Info Management. Since the beginning of 2016, the R&L AG is part of the Be Group (www.be‑tse.it), one of the leading consulting houses in Italy.

In September 2019 the company was renamed to Be Shaping the Future - Financial Industry Solutions AG. A consistent step in the content and strategic orientation of our company with international projects in the areas of payment, SWIFT and info management.


In our daily work, we give our customers support for the efficient and safe processing of their cash flows. We integrate us and our experience from numerous projects into our customers’ companies, achieving common goals and success. Every day we face this responsibility and are aware of it. „Together into the future“ is our central approach, which has proven its value for our staff as well as for our customers and partners. Together we think beyond the horizon – creating more than the sum of all parts.


The "Be AG", former "R&L AG", stands for independent, high-quality consulting for all issues of payments, cash management, risk management and information management. With our products 100 % “Made in Germany” we provide our customers around the globe with high-security, higly available solutions. We combine our expert know-how with comprehensive IT know-how – which was gained through long-term experience in numerous projects. Our employees are highly qualified with specialist know-how in our consulting fields and experts in the SWIFT area. We place special emphasis on the customer benefit on a high quality level. The international orientation of our company is a major challenge we meet every day.

Selected references

What can one be proud of? Of his customers. And if the circle of clients is spread all over the globe? Then one can be happy that no meaningless phrases are sold, but values for the customer have been created.

Topic pool

BIT Article


Instant Payments

Changing Payment

Career at Be AG

With the motto "Shaping the Future" we guarantee our customers, employees and partners reliable and successful business. To go on writing the success story of Be AG, we are looking for competent, well-qualified and motivated employees who live our philosophy.

Current job offers

If you want to shape the future of an innovative company, setting something new in motion in your working environment, we are looking forward to receiving your application.


Be Shaping the Future - Financial Industry Solutions AG

Fruehlingsstrasse 2
D-84034 Landshut

Tel: +49 (0) 871 27 66-0
Fax: +49 (0) 871 27 66-199


Be AG provides consulting and solution services in the area of finance and information management

© Be Shaping the Future - Financial Industry Solutions AG 2022